Any Asda Pounds added to your balance may be removed if you receive a refund for any qualifying purchases, such as cancelling your policy. It is yet to secure a banking licence, but is authorised by the Financial Conduct Authority and can issue credit cards and enter into regulated credit agreements. Fellow mobile-friendly credit card Tandem launched its first credit card in February last year which offered users 0.5 per cent cashback as well as fee-free spending when abroad. Fast forward a couple of years, and Jaja remains as mysterious as ever. Instead, the company has taken the helm of Bank of Ireland’s credit cards arm, absorbing a significant number of unsuspecting customers along the way, including those with Post Office and AA cards pre-dating the acquisition.
Personalising these rewards means that Jaja can create a more enjoyable and tailored experience for customers. Jaja Finance is committed to empowering customers with simple, fair, and efficient credit solutions, leveraging advanced technology to enhance financial inclusion and customer experience. Credit limit and interest rates will be based on your individual circumstances. Your simple interest rates for purchases, balance transfers and cash advances will move up and down in line with the Bank of England base rate.
It is headquartered in London and regulated by the FCA and combines the technical and digital capabilities of a modern technology business with deep retail financial services and credit card sector experience. Offer valid each time an Asda Money Travel Insurance policy is purchased using an Asda Money Credit Card. You will not receive the reward if you break the terms and conditions of the credit agreement or if your account has been closed before the 10% has been applied.

For everyday spending

There is no annual charge and no fees when using the card abroad, and you’ll be able to withdraw cash from an ATM without any charges. Jaja’s product comes with an APR of 18.9 per cent and offers fee-free spending abroad, but does not offer cashback on purchases. More than 6,000 people have joined the waiting list for a ‘mobile-first’ credit card that promises to approve customers in less than three minutes. To qualify for the offer, customers will need to spend at least £50 on their credit card and set up a Direct Debit within the first 60 days of account opening. It is operated by Unexpected Ltd. and holds a license from Anjouan Gaming, Comoros.

More from Asda

From today, Asda customers can get £20 added to their Asda Rewards Cashpot if they open a new Asda Money Credit Card or Asda Money Select Credit Card account, provided by digital lender Jaja Finance, on or before 4 July 2023. It also now offers a separate credit card designed for those with a limited credit history. It says that there are ‘no complicated forms to fill in and new customers will be up and running within minutes’ with only a driving licence or passport, but said it still does carry out credit checks and not all applications are approved.

Jaja Finance Breaks New Ground with ‘Launch to Rewards®’ Programme

• The Jaja Finance rewards programme aims to deepen engagement by rewarding responsible usage and loyalty across its customer base.
• More recently, Jaja introduced its first-ever own brand credit card, the Jaja Vanta Credit Card, further expanding its product portfolio.
• Jaja Finance has launched a new rewards programme offering personalised benefits and smarter card features.
• You’ll start with 25 days a year of annual leave, plus public holidays, with an extra day of holiday added for each completed year of service (up to a maximum of 30 days).
• Initially in beta, the boldly named brand made waves with ambitious plans to disrupt the credit card market.
• You can also take advantage of our Employee Assistance Programme, with 24/7 support for issues like bereavement and health worries, access the cycle to work scheme and benefit from paid sick leave if you need to take a break.
• The Asda Money Credit Card and Asda Money Select Credit Card are competitively priced from 25.9% and 34.9% representative APR respectively with no annual fee.

We reserve the right to suspend, cancel or amend these Offer Terms at any time without giving prior notice. Tandem regained its banking licence in September 2017 after it bought the banking arm of Knightsbridge department store Harrods, which had previously been around since 1893. Peter Campbell is a seasoned finance writer, known for concise and informative articles on personal finance, investing, and wealth management. With expertise in simplifying complex topics, Peter empowers readers to make informed financial decisions. Trusted by many, Peter’s articles have gained recognition for their practicality and clarity. You’ll need details of your income, any financial commitments and your last three years of address history.

• JajaBet Casino provides players with an excellent game selection and convenient payment methods for a seamless gaming experience.
• More than 6,000 people have joined the waiting list for a ‘mobile-first’ credit card that promises to approve customers in less than three minutes.
• Any Asda Pounds added to your balance may be removed if you receive a refund for any qualifying purchases, such as cancelling your policy.
• We reserve the right to suspend, cancel or amend these Offer Terms at any time without giving prior notice.
• Find out what monthly payments would be on a loan and the total cost over its lifetime, where interest is charged monthly.
• Deposits and withdrawals can be made through various methods, including cryptocurrencies like Bitcoin and Ethereum.

when you spend at Asda

Shoppers using the Asda Money Credit Card and Asda Money Select Credit Card will be rewarded with 1% of every £1 spent at Asda on groceries, fuel, George, and other Asda services, and 0.3% of every £1 spent on purchases outside of Asda. Jaja Finance has launched a new rewards programme offering personalised benefits and smarter card features. The Jaja Finance rewards programme gives users more value through cashback, exclusive perks, and intelligent spend insights. Customers who collect enough stars will have the opportunity to move to a new level where they will receive richer rewards. Missions will reset every month, giving everyone a fresh chance to join in and collect all their stars.
In 2022, Jaja Finance signed a partnership deal with Asda to provide digital reward credit cards to its 18 million customers, leading to the launch of the Asda Money Credit Card and Asda Money Select Credit Card. More recently, Jaja introduced its first-ever own brand credit card, the Jaja Vanta Credit Card, further expanding its product portfolio. Jaja Finance Ltd is a leading fintech company specialising in digitally-led credit card products that prioritise simplicity, functionality, service, and security.

Boost your Asda Rewards with your credit card

For example, if your Travel Insurance policy costs £20.00, you will receive £2.00 back in Asda Pounds. You can find your Asda Pounds balance in your Asda Money Credit Card app or online servicing account. In a move to encourage smarter financial choices and foster positive borrowing habits, Jaja is introducing credit card-focused missions that unlock exciting benefits along the way. The American Express Platinum Cashback card offers 5% cashback up to £125 for first 3 months. You get 0.75% cashback on spending jaja bonus up to £10k and 1% cashback above £10k.

We review salaries each year to ensure performance is rewarded and we retain our talent. You’ll also be included in our annual discretionary bonus scheme, linked to your performance. Find out what monthly payments would be on a loan and the total cost over its lifetime, where interest is charged monthly.
When applications resume, Jaja assures that the online application procedure will be swift, taking just a few minutes. The process involves scanning your passport or driving license, with instant feedback on acceptance. When opening your Jaja financial account, it may provide a credit limit below £250, which is a relatively low amount for those seeking immediate financial assistance. This is because the limit may increase over time; however, if you are in a hurry, it could pose a challenge. More than four million customers use the Rewards app every month and have accrued over £70m in their Cashpots, which they can spend to reduce their grocery bills.
Download the Google Wallet app from the Google Play store, and choose to add your credit card as a payment method. You may want to consider obtaining a copy of your credit file before applying for another credit card. You can’t earn Asda Pounds on cash, cash alternatives, or Asda Travel Money bought at Asda travel money bureaus or online. Once Asda Pounds have been earned, they will be shown in your Asda Money Credit Card app or online servicing account. In a move to redefine customer engagement and deliver lifetime customer value, Jaja will deploy advanced analytics to better understand its customers’ preferences, prioritising their objectives, and evaluating their behaviours.